How to Consolidate and Pay Off Debt
Between their credit cards, student loans, car loans, and mortgages, many people are in debt these days. Some debt, like loans with lower interest, is good. However, high-interest credit card debt isn't. It can severely affect your credit score and cost you hundreds, if not thousands, of dollars in interest over time if you are only making minimum payments each month. Consolidating and paying off your debts with a loan could be the best answer for how to pay off debt.
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How to Protect Your Credit Score When Funds Are Tight
The economic effects of the coronavirus COVID-19 pandemic have hit many families hard when it comes to their finances. Job layoffs/furloughs, and for some if they are still working, pay cuts. With many families already living paycheck-to-paycheck, any decrease in income could make a tight budget even tighter and make it challenging to keep up with credit card bills and loan payments. If you are in this predicament, here are a few tips that can help you protect your credit score during this crisis.
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How to Decide if You Should Refinance Your Mortgage?
With the recent drop in mortgage interest rates, you may be wondering if now is a good time to refinance your mortgage. It could be! Before you rush to refinance, here are a few things you should consider.
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