APY = Annual Percentage Yield. Rates accurate as of 10/12/21. Fees may reduce earnings.

Certificates of Deposit (CDs) Learn More View Calculator

Term Relationship Interest Rate* APY Non-Relationship Interest Rate APY Compounding
90 Days 0.05% 0.05% 0.05% 0.05% At Maturity
6 Months 0.10% 0.10% 0.05% 0.05% Quarterly
7 Months 0.15% 0.15% 0.10% 0.10% Quarterly
9 Months 0.15% 0.15% 0.10% 0.10% Quarterly
10 Months 0.15% 0.15% 0.10% 0.10% Quarterly
11 Months 0.15% 0.15% 0.10% 0.10% Quarterly
12 Months 0.15% 0.15% 0.10% 0.10% Quarterly
15 Months 0.15% 0.15% 0.10% 0.10% Quarterly
18 Months 0.20% 0.20% 0.10% 0.10% Quarterly
23 Months 0.25% 0.25% 0.15% 0.15% Quarterly
24 Months 0.25% 0.25% 0.15% 0.15% Quarterly
30 Months 0.30% 0.30% 0.20% 0.20% Quarterly
33 Months 0.30% 0.30% 0.20% 0.20% Quarterly
36 Months 0.35% 0.35% 0.25% 0.25% Quarterly
36 Months - Top Rate 0.35% 0.35% 0.25% 0.25% Quarterly
48 Months 0.40% 0.40% 0.25% 0.25% Quarterly
60 Months 0.50% 0.50% 0.35% 0.35% Quarterly
9 Months Investment Saver** 0.15% 0.15% N/A N/A Quarterly
18 Months Investment Saver** 0.20% 0.20% N/A N/A Quarterly
23 Months Investment Saver** 0.25% 0.25% N/A N/A Quarterly
Jumbo CD Inquire for rate & APY        

Minimum Balance: CDs $1,000 / IRAs $500

**Investment Saver Minimum CD Balance $100
-Investment Saver requires a monthly deposit of at least $25 from an Old Fort Bank account.

*Relationship clients must have a checking, savings or loan account with OFB.

Individual Retirement Account CDs are offered at the above rates with a minimum term of 15 months; Minimum opening deposit of $500.00, Jumbo IRA minimum opening deposit of $100,000.00; Interest paid quarterly. The Top Rate and the Investment Saver CDs are not available for IRA accounts.

Certificates of Deposit / IRA
The annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A penalty will be imposed for early withdrawal. A withdrawal of interest will reduce earnings. Fees would reduce earnings on an account. Interest rates are subject to change.

Checking Accounts Learn More

Account Minimum Opening Deposit Balance Interest Rate APY
Journey Checking $0 $0.01+ 0.05% 0.05%
Super NOW $0 $500+ 0.05% 0.05%
The CHOICE Account $0 $0.01+ 0.05% 0.05%

*Rate may change after the account is opened. 

*Fees could reduce earnings on the account. 

Savings Accounts Learn More View Calculator

Account Minimum Opening Deposit Balance Interest Rate APY
Regular Savings $0 $100+ 0.05% 0.05%
Health Savings Account $0 $2,000+ 0.05% 0.05%
IRA - Variable $250 $0.01 0.05% 0.05%
Preferred Money Market $0 $10,000+ 0.05% 0.05%
The Fort Money Market $0 $10,000+ 0.05% 0.05%
Marquee Money Market $0 $10,000+ 0.05% 0.05%
Marquee Money Market $0 $100,000+ 0.10% 0.10%
Marquee Money Market $0 $250,000+ 0.15% 0.15%
Business Sweep n/a $0.01+ 0.05% 0.05%

*Rate may change after the account is opened. 

*Fees could reduce earnings on the account.