Mortgage Disclosures

Please review the following purchase loan mortgage disclosure examples.

30-YEAR FIXED

At a 3.000% interest rate, the APR for this loan type is 3.044%. The monthly payment schedule would be:

  • 359 payments of $737.81 at an interest rate of 3.000%
  • 1 payment of $736.97 at an interest rate of 3.000%

This payment schedule is based on a $175,000 loan on a $250,000 property. 

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

20-YEAR FIXED

At a 2.750% interest rate, with 0 points, the APR for this loan type is 2.812%. The monthly payment schedule would be:

  • 239 payments of $948.79 at an interest rate of 2.750%
  • 1 payment of $948.99 at an interest rate of 2.750%

This payment schedule is based on a $175,000 loan on a $250,000 property.

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

15-YEAR FIXED

At a 2.250% interest rate, with 0 points, the APR for this loan type is 2.330%. The monthly payment schedule would be:

  • 179 payments of $1,146.40 at an interest rate of 2.250%
  • 1 payment of $1,146.09 at an interest rate of 2.250%

This payment schedule is based on a $175,000 loan on a $250,000 property.

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

10-YEAR FIXED

At a 2.125% interest rate, with 0 points, the APR for this loan type is 2.241%. The monthly payment schedule would be:

  • 119 payments of $1,620.05 at an interest rate of 2.125%
  • 1 payment of $1,620.16 at an interest rate of 2.125%

This payment schedule is based on a $175,000 loan on a $250,000 property.

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Other Mortgage Disclosures

Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here. Rates are subject to change without notice.