Treasury Management Services

Old Fort Bank’s Treasury Management products and services assist businesses in managing their cash flow effectively.  Useful practical treasury management is provided by enabling you to recognize when, where and how your cash needs will occur, utilizing the best resources to meet those needs and by building a strong relationship with your Old Fort Bank representatives.

Christine Simmons -  419-447-1513 ext.1910

        Marlene King -  937-848-6700 ext. 1911

 

SOLE Visa® Payroll Card

Through our exclusive paycard partner SOLE® Financial we offer SOLE Visa® Payroll cards for unbanked employees at no cost to your business.

ACHIEVE 100% DIRECT DEPOSIT:

Did you know the average unbanked employee spends $628 annually just to access their pay and pay their bills? Free your employees from the expensive shackles of a paper check with payroll cards.   

 

EMPLOYER BENEFITS

Robust Support: Dedicated program success managers walk clients through the implementation process, send steady supplies of marketing collateral and instant issue cards, and provide ongoing support.

Cost & Time Savings: There is no cost to employers to implement or maintain paycards. Most save $3.15 per paper check conversion, and switching to direct deposit eliminates priceless time spent on check printing, processing, tracking and delivery. See how much your business could save.

Secure Processing: SOLE is powered by FIS, the world’s largest banking and payments technology provider, which processes over 27 billion transactions per year for over 14,000 financial institutions.

 

EMPLOYEE BENEFITS

No Cost Purchases & Cashback: There is no charge for swiping the card as credit or debit at point-of-sale transactions, and there is no cost for cashback at grocery stores and other retailers when cardholders swipe their card as debit.

It’s Their Card: Each cardholder can order one customized ePix card at no cost, and can use the card’s routing and account number to add additional direct deposits, like tax returns or a second job.

Quality Assured Customer Support: Live bilingual customer support in English and Spanish monitored by a dedicated QA team ensures helpful, educational and consistent service.

 

SOLE Paycard Fee Schedule

More Information

 

The SOLE Visa Payroll Card is issued by Axiom Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Axiom Bank; Member FDIC. Visa All Rights Reserved.

The SOLE Visa Payroll Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Bancorp Bank; Member FDIC. Visa All Rights Reserved.

 

Business Payroll Services

The Old Fort Banking Company has partnered with Sage Pay Choice to offer assisted self-service or full-service solutions for payroll needs of all sizes including federal, state and local tax administration.

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Sage PayRoll Services Powred by PayChoice

Self-Service Payroll

The Sage Payroll Services offering is an easy-to-use and cost-effective payroll solution that meets the needs of most smaller businesses with simple, straightforward payroll requirements.

Full-Service Payroll

If you have a larger business or a business with more complex payroll requirements, we can help! Full-Service Payroll solutions are also available at competitive prices through our partnership with Sage Payroll Services.

Click Here to View the Comparison Guide

Feature and Benefits
  • Convenient anytime, anywhere access via a secure online site.
  • Affordable pricing – typically priced well below traditional providers.
  • Simple enrollment.
  • Easy online payroll set-up.
  • Extensive array of online payroll management reports.
  • Online employee pay stub and W-2 access.
  • Direct deposit.
  • Federal, state, and local tax administration with a pentaly-free filing guarantee .
  • Six month money back satisfaction guarantee.

For your convenience...  click here to view a demo of this service.

Interested in learning more about Sage Payroll Services?

For questions or to begin the enrollment process please contact:

Christine Simmons -  419-447-1513 ext.1910

 

Merchant Services

By combining our banking expertise with Elavon’s premier payment processing network, you can enjoy a one-stop solution for all your banking and payment processing needs.

Choosing the right payment partner can be critical to your bottom line, and Elavon clearly delivers the most powerful platform in the industry.  Consider The Old Fort Banking Company and Elavon for all your payment processing needs.

One Source For Payment Processing
  • 100% network uptime from Elavon’s fully redundant systems.
  • High speed transaction processing.
  • Built in fraud monitoring and control features.
Choose an Industry Leader
  • Elavon processes over two billion transactions annually for more than 1 million merchant locations worldwide.
  • Elavon is the fourth largest payment processor in the United States.
Enjoy Superior Client Service & Online Support
  • Client service is available 24/7 from trained professionals in Elavon’s call center.
  • Log onto MerchantConnect.com to request new products, access monthly statements, view the status of your account.
Payment Solutions Are Available For
  • Retail
  • Restaurants
  • Supermarkets
  • Lodging/Hospitality
  • Education/Government
  • Mail Order/E-commerce
Solutions To Grow Your Business
  • PC Terminal Based POS Solutions
  • Wireless Payment Processing
  • Internet/e-Commerce
  • Debit/EBT
  • Fleet Cards
  • Purchasing/Corporate Cards
  • Electronic Check Service
  • Electronic Gift Cards
  • Reporting Solutions

Already an Old Fort Banking Company merchant client, but need to register for online account access?  Click here to get started.

Online Banking

Online Banking provides a secure and convenient method of managing your bank accounts including deposit payroll, ACH origination, wire transfer, balancing reports and more.

View Business Demo

  • Direct Deposit Payroll
  • ACH Debt & Credit Origination
  • EFTPS Origination
  • NACHA Import Origination
  • Wire Transfer Request
  • Balance Reporting
  • User Services
  • Notify Me Alerts
  • Account Activity Alerts
  • Contact Information
  • Messages
  • Stop Payment
  • Request Documents
  • Reorder Checks
  • Security Settings
  • Change Passcode
  • Change Security Questions
  • Security Code Delivery Preference

 

Positive Pay

Enhanced fraud protection for checks and ACH items presented for payment against your checking account.

Check Positive Pay Features
  • Identifies fraudulent transactions by comparing checks clearing the bank to imported check file.
  • A service that matches the check previously imported by you. Imports a file of issued checks to the bank each day checks are written.  When written checks are presented for payment they are compared electronically against the list of checks…all three components of the check must match exactly or it will not pay.
  • When a check is presented that does not match the imported list, the check becomes an “exception item”.  Images of the checks can be viewed through online banking.  Once reviewed, simply instruct the bank to pay or return the check.
ACH Positive Pay Features
  • Identifies fraudulent transactions by comparing ACH entries clearing the bank to an approved ACH list.
  • When an ACH item is presented that does not match the approved list it becomes an “exception item”.  Once reviewed, simply instruct the bank to pay or return the check.
Benefits
  • Minimize fraud potential which will give you peace of mind.
  • Identify any exception items for return before they clear.
  • Protects you before the item impacts your checking account.

 

Remote Deposit

Simplify your deposit process and improve your cash flow by electronically depositing your checks without leaving the office.

Features
  • Scan and electronically deposit your customer’s checks into your bank account without ever leaving the office.
  • Converts both business and personal checks into an electronic image by scanning them.
  • Create your virtual deposit ticket by verifying the dollar amounts of each check scanned, eliminating paper deposit slips.
  • Once your deposit is created, you securely transmit it to the Old Fort Bank –The deposit is then credited to your designated business account.
  • Duplicate detection tolls to help ensure the same check is not deposited twice.
  • Images of each check will be stored for seven years and can be viewed via a secure Internet gateway at anytime, 24 hours a day, seven days a week.
  • A payment file can be created that can be imported into many accounts receivable packages saving more time and money.
Benefits
  • Improve cash flow.
  • Reduce cost.
  • Increase efficiency.

Equipment needed: A PC with Internet connection and a desktop scanner.

The One Card

A single card that combines travel and entertainment with purchasing features. The One Card can be fully integrated with your electronic expense reporting system to provide valuable information to help control and monitor transactions.

The One Card gives your organization unified processing , simplified management and maximized savings. One Card is a single card that combines travel and entertainment (T&E) with purchasing features empowering your organization to merge separate payment card solutions into one to increase efficiencies and save cost across all platforms. The One Card can be fully integrated with your electronic expense reporting (EER) system so you receive valuable information to help monitor T&E spending and aid in vendor negotiations.

Features
  • No annual card fees - experience no hidden charges with rebates available for qualifying organizations.
  • Liability waiver protection program* – receive $100,000 protection.
  • Automatic travel accident insurance and emergency travel service.
  • Flexible authorization system and cardholder spending controls.
  • Full automated reporting and complete expense management.
  • No cost online web-based card management tools.
  • Cash access options.
  • Simplified accounts payable process.
  • Corporate and individual card billing.
  • Virtual Pay - A payment solution that allows you to capture accounts payable spend on the One Card Program.
  • Virtual Pay - Secure card technology to pay vendors via cardless, single-use accounts.
Benefits
  • Manage business travel, fleet and purchasing transactions with just one card.
  • Increase efficiencies through easy integration with accounting and payment systems.
  • Cost savings - decrease costs associated with the processing of checks, invoices and purchase orders.
  • Flexibility without sacrificing control.
  • 24-hour customer service – consult experienced program consultants whenever assistance is needed.
  • Virtual Pay - More efficient payable process, transaction cost savings and increased rebate potential.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc.
*Some restrictions or limitations may apply.  Please see Visa Liability Waiver brochure for more information.

Business Credit Cards

What do you want most from your credit card? Now you have a choice.

Whatever your needs, we have a credit card that's right for you and your business!

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. 
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Visa Business Cash Card
  • Earn 3% cash back on office supply store net purchases, and phone and internet services
  • Earn 2% cash back on restaurant and gas net purchases and 1% on all other net purchases
  • $25 cash back after your first purchase

LEARN MORE or APPLY NOW

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 Visa Business Bonus Rewards Card
  •  Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that’s equivalent to 1.25 points) on all points earned every month, automatically¹
  • $25 cash back with your first purchase

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc.

¹ The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

LEARN MORE - APPLY NOW 
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 Visa Business Bonus Rewards PLUS Card
  •  Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that’s equivalent to 1.5 points) on all points earned every month, automatically ²
  • $50 cash back after your first purchase
  • Low annual fee

² The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.50 points)

LEARN MORE - APPLY NOW 

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ELAN CARDMEMBER SUPPORT
SERVICES NEEDED CONTACT INFORMATION TDD: 1-888-352-6455
Account inquiries/requests/disputes Business Card: 1-866-552-8855
Report a lost or stolen card Business Card: 1-866-552-8855
Card replacement/ Request balance transfers/credit limit changes Business Card: 1-866-552-8855
Add cards to an account/payment options Business Card: 1-866-552-8855
Service Hours - representatives available 24/7 Business Card: 1-866-552-8855
Payment Mailing Address: Cardmember Service
P.O. Box 790408
St. Louis, MO 63179-0408
Next Day Payments: Cardmember Payment - 790408
824 N. 11th. St.,
St. Louis, MO 63101-1016
Online Account Access Website myaccountaccess.com
Reward Center - Point Balances - Redeem Points Phone: 1-888-229.8864
Online Account Access Website: myaccountaccess.com
Or contact us at: 1-866-347-3440.