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Xenia Rates

Accurate as of April 10, 2014

Certificates of Deposit
Term Min.  Balance Type Relationship Interest Rate* APY Non-Relationship Interest Rate APY COMPOUNDING
90 Days $1,000.00 Fixed 0.05% 0.05% 0.05% 0.05% At Maturity
6 Months $1,000.00 Fixed 0.20% 0.20% 0.10% 0.10% Quarterly
7 Months $1,000.00 Fixed 0.20% 0.20% 0.10% 0.10% Quarterly
9 Months $1,000.00 Fixed 0.20% 0.20% 0.10% 0.10% Quarterly
10 Months $1,000.00 Fixed 0.20% 0.20% 0.10% 0.10% Quarterly
11 Months $1,000.00 Fixed 0.20% 0.20% 0.10% 0.10% Quarterly
12 Months $1,000.00 Fixed 0.25% 0.25% 0.15% 0.15% Quarterly
15 Months $1,000.00 Fixed 0.25% 0.25% 0.15% 0.15% Quarterly
18 Months $1,000.00 Fixed 0.40% 0.40% 0.20% 0.20% Quarterly
23 Months $1,000.00 Fixed 0.40% 0.40% 0.20% 0.20% Quarterly
24 Months $1,000.00 Fixed 0.45% 0.45% 0.20% 0.20% Quarterly
30 Months $1,000.00 Fixed 0.55% 0.55% 0.30% 0.30% Quarterly
33 Months $1,000.00 Fixed 0.55% 0.55% 0.30% 0.30% Quarterly
36 Months $1,000.00 Fixed 1.26% 1.27% 0.77% 0.77% Quarterly
36 Months - Top Rate $1,000.00 Fixed 1.26% 1.27% 0.77% 0.77% Quarterly
48 Months $1,000.00 Fixed 1.49% 1.50% 1.00% 1.00% Quarterly
60 Months $1,000.00 Fixed 2.00% 2.02% 1.50% 1.51% Quarterly
9 Months Investment Saver $100.00 Fixed 0.20% 0.20%     Quarterly
18 Months Investment Saver $100.00 Fixed 0.40% 0.40%     Quarterly
23 Months Investment Saver $100.00 Fixed 0.45% 0.45%     Quarterly
Jumbo $100,000.00 Fixed Inquire for Rate and APY     Quarterly
               

Minimum Balance: CD $1,000 / IRA $500 - **Investment Saver Minimum CD Balance $100 - Investment Saver CD requires a monthly automatic deposit from an Old Fort Bank account

*Relationship clients must have a checking, savings or loan account with the bank.    

Individual Retirement Account CDs are offered at the above rates with a minimum term of 15 Months;  Minimum opening deposit of $500.00, Jumbo IRA minimum opening deposit of $100,000.00; Interest paid quarterly. The Top Rate and the Investment Saver CDs are not available for IRA accounts.  

Certificates of Deposit / IRA

The annual percentage yield (APY) assumes that the interest remains on deposit until maturity.  A penalty will be imposed for early withdrawal.  A withdrawal of interest will reduce earnings. Fees would reduce earnings on an account. Rates are Subject to Change.

Certificates of Deposit Disclosures

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Personal / Business Accounts
Passbook Regular Savings Balance Rate APY
Minimum Opening Deposit of $20.00 $0.00 - $19.99 0.00% 0.00%
$20.00 & Over 0.05% 0.05%
Passbook IRA - Variable Rates Balance Rate APY
Minimum Opening Deposit of $250.00 $0.00 & Over 0.05% 0.05%
Journey Checking Balance Rate APY
Minimum Opening Deposit of $100.00 $0.00 & Over 0.05% 0.05%
Super Now Checking Balance Rate APY
Minimum Opening Deposit of $500.00 $0.00 - $499.99 0.00% 0.00%
$500.00 & Over 0.05% 0.05%
CHOICE Club Checking Balance Rate APY
Minimum Opening Deposit of $20.00 $0.00 & Over 0.05% 0.05%
Health Savings Account Balance Rate APY

Minimum Opening Deposit of $50.00

 

$0.00 - $1,999.99 0.05% 0.05%
$2,000 - $9,999.99 0.10% 0.10%
$10,000.00 & Over 0.15% 0.15%
Preferred Money Market Balance Rate APY

Minimum Opening Deposit of $5,000.00

 

$0.00 - $9,999.99 0.05% 0.05%
$10,000.00 - $49,999.99 0.15% 0.15%
$50,000.00  & Over 0.25% 0.25%
The Fort Money Market Balance Rate APY

Minimum Opening Deposit of $1,000.00

 

 

 

$0.00 - $9,999.99 0.05% 0.05%
$10,000.00 - $49,999.99 0.05% 0.05%
$50,000.00 - $99,999.99 0.05% 0.05%
$100,000.00 - $249,999.99 0.10% 0.10%
$250,000.00 & Over 0.10% 0.10%
       
Business  Investment Sweep Balance Rate APY
  $0.00 & Over 0.15% 0.15%
All accounts listed under Personal Accounts Heading are variable rates. 
Rates may change after account opening.
     

 

 

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Personal Accounts Disclosures Bettsville 419-986-5101
Old Fort Banking Company Clyde 419-547-8995
Findlay 419-424-0458
Fostoria 419-436-1425
Fremont 419-334-2989
Old Fort 419-992-4227
Toll Free - 1-866-347-3440 Sugarcreek Twp. 937-848-6700
  Tiffin Downtown 419-447-4790
                                                                              Tiffin Westgate 419-447-1600

 

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