Your hard-earned money deserves a hard-working account. Enjoy our best checking rate with a host of rewards to help you save. 

Key Features

  • Our best checking account interest rate
  • Free when you maintain a minimum monthly (average) balance of $1,500 or maintain at least $25,000 in total deposits at Old Fort Bank, otherwise $8.00 per month.
  • Anywhere digital banking services*, including:
  • Saving money on things you’re already paying for, with BaZing perks, including: 

    • Buyer’s Protection & Extended Warranty1,2, 5 - protect your purchases up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase. 

    • ID Theft Aid1,2, 6 - includes identity restoration and payment card resolution, and a personal ID benefit up to $10,000.

    • Roadside Assistance3,7 – available 24/7 and free to use, up to $80 in covered service charges.

    • Health Savings Card4,8 – save money on prescriptions, eye exams, frames, lenses and hearing services. 

    • Cell Phone Protection1,2, 9 – receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen. 

    • Travel Accidental Death Insurance2 -- $10,000 Travel Accidental Death Beneft per eligible account holder. 
    • BaZing Benefits10 – enjoy local discounts and national retailer deals to save you money on shopping, dining, travel & more. 
    • Billshark3, 11 – let our team of experts negotiate your internet, TV, cell phone and home security services on your behalf, or cancel subscriptions you no longer want or need. 

  • One Free Check Order per Year12

  • One Free Cashier’s Check/Money Order per Month 

  • Monitor activity and receive alerts with MyCardRules™*

  • Reserve Overdraft Coverage available13

See our current rates.

*Standard text and carrier charges may apply

1Subject to the terms and conditions detailed in the Guide to Benefits.

2Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

3Billshark requires additional activation to begin.

4The Health Savings Card is not associated with any HSA (Health Savings Account) banking products.

5Items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, using your BaZing checking account.

6Includes identity restoration and payment card resolution, and a personal ID benefit up to $10,000.

7Available 24/7 and free to use, up to $80 in covered service charges per use.

8Save money on prescriptions, eye exams, frames, lenses and hearing services.

9Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.

10Local discounts and national retailer deals to save you money on shopping, dining, travel & more.

11Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.

12Select styles only.

13Requires prior credit approval. For additional information, please contact a universal banker.

A closed account fee of $25.00 will be assessed if the account is closed within 90 days from opening.