Skip to content

On your journey to graduation, OFBC is by your side with flexible checking that makes it easy to manage your finances.

Key Features

  • No Monthly Service Fees
  • ATM Fees Waived for Four Years
  • Digital Banking
  • Debit Card

For a limited time, when you open a Graduate Checking, you'll receive a $10 Jimmy John's gift card!3

Accounts include:

  • Designed specifically for college students
  • No monthly service fees*
  • No minimum balance requirements
  • Unlimited check writing
  • First order of checks provided at no cost (safety paper checks only)
  • Free photo copies, official checks, and money orders
  • Digital banking*
  • Visa® debit card
  • Monitor activity, set card controls and receive alerts with MyCardRulesTM, a free, easy-to-use mobile app* 
  • ATM fees waived for the next 4 years (up to $20 a month)1
  • Telephone banking
  • Ready Reserve Overdraft Coverage available2
  • No minimum deposit to open


A closed account fee of $25.00 will be as assessed if the account is closed within 90 days from opening.

*Standard text and carrier charges may apply.

1To avoid a .50 service fee, use your debit card as a “credit” at point of sale.

2Requires prior credit approval. For additional information, please contact a universal banker.

3Limit one per account holder, primary account holder only. Offer valid May 1, 2021 through July 17, 2021.