Skip to content

On your journey to graduation, OFBC is by your side with flexible checking that makes it easy to manage your finances.

Key Features

  • No Monthly Service Fees
  • ATM Fees Waived for Four Years
  • Digital Banking
  • Debit Card
  • Designed specifically for college students
  • No monthly service fees*
  • No minimum balance requirements
  • Unlimited check writing
  • First order of checks provided at no cost (safety paper checks only)
  • Free photo copies, official checks, and money orders
  • Digital banking*
  • Visa® debit card with smsGuardian® alerts
  • ATM fees waived for the next 4 years (up to $20 a month)1
  • Telephone banking
  • Ready Reserve Overdraft Coverage available2
  • No minimum deposit to open


A closed account fee of $25.00 will be as assessed if the account is closed within 90 days from opening.

*Standard text and carrier charges may apply.

1Identify your debit card as a “credit” at point of sale to avoid service fees.

2Requires prior credit approval. For additional information, please contact a universal banker.