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A credit card can help you build credit and budget better. Learn more about the cards we offer to find the right one for you.

Key Features

  • Flexible Spending
  • Competitive Rates
  • EMV Chip Technology
  • Rewards Available

We offer several types of cards to match your needs. No matter which card you choose, you'll enjoy the important features like:

  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • And much more!

Let's get started...

Save with a Longer Intro Rate

Visa® Platinum Card - Save on interest with an extended introductory rate and pay down your other credit card balances faster.

Earn Valuable Rewards

Pick the best rewards card for you! 

Visa Bonus Rewards Card - Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $25 cash back1 after your first purchase.

Visa Bonus Rewards PLUS Card - Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month. Plus get $50 cash back1 after your first purchase — all with a low annual fee. 

Cash Rewards American Express® Card - Earn cash back1 every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back1 after your first purchase.

Travel Rewards American Express Card - Earn great rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $75 cash back1 after your first purchase — all with a low annual fee.

Build Your Credit2

Visa Secured Card - Start building (or re-building) your credit history, even if you've been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee.

1Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

2Late payments and going over the credit limit may damage your credit history.

Contact Information

TDD: 1-888-352-6455
Consumer card: 1-800-558-3424
Signature Card: 1-866-234-4691
Business Card: 1-866-552-8855

Services available 24/7:

  • Account inquiries/requests/disputes
  • Report a lost or stolen card
  • Card replacement
  • Request balance transfers
  • Credit limit changes
  • Add cards to an account/payment options

Payment Mailing Address

Cardmember Service
P.O. Box 790408
St. Louis, MO 63179-0408

Next Day Payments

Cardmember Payment - 790408
824 N. 11th. St.
St. Louis, MO 63101-1016

Online Account Access & Reward Center Website

myaccountaccess.com

Reward Center - Point Balances - Redeem Points

Phone: 1-888-229-8864

Or contact us at 1-866-347-3440.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.