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Personal Savings
Regular Savings Account
Best for those who want to earn interest on money which is not immediately needed to pay bills or make purchases but want to have almost immediate access to the money, in case it is needed.

No minimum balance required.
A minimum balance of $20.00 must be maintained in the account each day to obtain the disclosed annual percentage yield.
Interest is compounded and credited every quarter.
See Savings Disclosures on the "Rates" tab.

 Acorn Club Cash Keepers Account
Acorn Club Cash Keeper LogoThis account is for children under the age of 13. Same benefits as a regular savings account however the child will receive a $5.00 deposit to their account when they bring in their club birthday postcard.

Minimum opening balance of $20.00

See Savings Disclosure on the "Rates" tab.

 Christmas Club
A coupon savings program.


This is a variable rate account. The APY and interest rate may change. The interest rate is determined by the bank which may, from time to time, in its sole discretion change the interest rate and APY.

Interest will be compounded by the daily balance method.

Interest will be credited at maturity.

Interest begins to accrue on the business day a non-cash item, that is a check, is deposited to the account.

If you close this account before the accrued interest is credited, that interest will not be paid to you.

TRANSACTION LIMITATION:
Withdrawals: This account does not permit withdrawals. If you wish to make a withdrawal from this account, the account may be closed.

The entire balance of your Christmas Club Account will be withdrawn from your account and paid to you by check or automatic transfer after the 52 week payment period has ended. This deposit will renew automatically at maturity. 
 
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